Which Do You Need? Commercial Boundary Survey or ALTA Survey in Ohio 

Understand the key differences and when to use each. Choosing the right land survey ensures accuracy, protects investments, and satisfies legal and lender requirements. 

Feature Commercial Boundary Survey ALTA Survey 
Purpose Defines property lines and physical improvements Comprehensive due diligence for commercial real estate transactions 
Typical Use Lot line verification, Lot splits or consolidations   Title insurance, lender requirements, high-liability transactions 
Includes Boundary lines, structures, easements  Boundary + title exceptions, easements, utilities (if requested), access, zoning, and more 
Standards Ohio Revised Code & surveying best practices National standards set by ALTA/NSPS + lender/title-specific Table A items 
Who Needs It? Developers, property owners Title companies, lenders, attorneys 

Use Cases 

Commercial Boundary Survey when you: 

  • Need to install a fence or structure near a lot line 
  • Are subdividing or consolidating lots 
  • Want basic legal protection or have a property line dispute 

ALTA Survey when you: 

  • Are purchasing commercial property with financing 
  • Need extended title insurance coverage 
  • Require full visibility into encroachments, easements, and legal access 

“Which Do You Need?” Decision Tree 

 “Are you purchasing or refinancing commercial property?” 

 → Yes → Go ALTA 

 → No → Next 

 ⬇️ 

 “Do you need title insurance or lender requirements met?” 

 → Yes → Go ALTA 

 → No → Next 

 ⬇️ 

 “Do you need to identify property boundaries or physical improvements?” 

 → Yes → Go Commercial Boundary Survey 

Why It Matters 

Reduce Risk – Ensure you’re not building or improving on someone else’s land 

Avoid Delays – Title objections and access issues can stall closings 

Protect Investment – Comprehensive surveys protect buyers, lenders, and developers 

Local Experts – McSteen understands Ohio’s unique requirements 

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