Residential Mortgage Location

What is a Residential Mortgage Location or Surveyor Location Report (SLR)?

According to the State Of Ohio:

“A mortgage location survey is requested and prepared solely for the use of the lender and/or title insurer upon ownership transfer or refinancing of a property. The purpose of the survey is to provide substantial proof that any buildings or improvements are located on the land covered by the legal description. In this type of survey, boundary lines are not determined, and therefore the survey is not intended for the use of the buyer in making purchase decisions.”
Code Section 4733-38.

According to the State Of Indiana:

“Surveyor location reports are designed for use by a title insurance company with loan policies on small tracts containing a one (1) to four (4) family house even if now used for commercial purposes. A surveyor location report shall not be used for nonresidential tracts greater than two (2) acres.
(b) A registered land surveyor does not assume responsibility regarding the location or existence of any underground use except that indicated by readily visible surface evidence. The client shall be responsible for providing any title documents other than recorded plats that are required for the report.
(c) The report must be done according to its record description, if any.”
Code Section 865 Ind. Admin Code 1-12-28

In General Terms:

A Mortgage Location in Ohio or SLR in Indiana is ordered by a lender or title insurer (not by a homeowner) to help them make decisions on lending and title policies during the home purchase process. This type of survey is not intended for a homeowner looking to put up a fence, install a pool, or build a shed. For those instances, we direct you to the Boundary Survey.

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